{"id":8545,"date":"2024-08-12T02:52:29","date_gmt":"2024-08-12T02:52:29","guid":{"rendered":"https:\/\/verypaych.wpenginepowered.com\/how-verypay-complements-a-visa-mastercard-payment-solution-copy\/"},"modified":"2024-09-17T19:05:24","modified_gmt":"2024-09-17T19:05:24","slug":"the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay","status":"publish","type":"post","link":"https:\/\/verypay.africa\/fr\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/","title":{"rendered":"Guide de l&#039;op\u00e9rateur de r\u00e9seau mobile sur les syst\u00e8mes de paiement en boucle ferm\u00e9e avec VeryPay"},"content":{"rendered":"<p><span data-contrast=\"none\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8548 size-full\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover.png\" alt=\"\" width=\"1650\" height=\"800\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover.png 1650w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-300x145.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1024x496.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-768x372.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1536x745.png 1536w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-18x9.png 18w\" sizes=\"auto, (max-width: 1650px) 100vw, 1650px\" \/><\/span><\/p>\n<h1><span data-contrast=\"none\">Les limites des syst\u00e8mes en boucle ouverte : pourquoi le changement est n\u00e9cessaire<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:360,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h1>\n<p><span data-contrast=\"auto\">Dans le paysage actuel de l\u2019argent mobile, les syst\u00e8mes en boucle ouverte, comme les solutions traditionnelles Visa et Mastercard, ne conviennent pas \u00e0 tous. Ces syst\u00e8mes, con\u00e7us pour un r\u00e9seau interconnect\u00e9 \u00e0 l\u2019\u00e9chelle mondiale, ne parviennent pas \u00e0 r\u00e9pondre aux besoins sp\u00e9cifiques des populations sous-bancaris\u00e9es, en particulier dans de nombreux pays du continent africain. <\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Les frais de transaction \u00e9lev\u00e9s, le manque d\u2019inclusion financi\u00e8re et la vuln\u00e9rabilit\u00e9 accrue \u00e0 la fraude ne sont que quelques-uns des probl\u00e8mes critiques qui affectent les syst\u00e8mes de paiement en boucle ouverte.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00c0 mesure que ces d\u00e9fis se multiplient, il devient \u00e9vident que nous avons besoin de solutions compl\u00e9mentaires offrant une exp\u00e9rience de paiement plus s\u00fbre, plus efficace et plus inclusive.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">R\u00e9cemment, l&#039;\u00e9quipe VeryPay et l&#039;\u00e9quipe SmartDev ont organis\u00e9 un webinaire percutant qui a abord\u00e9 l&#039;importance des syst\u00e8mes de paiement en boucle ferm\u00e9e et la mani\u00e8re dont VeryPay \u00e9merge comme un acteur cl\u00e9. Lisez la suite pour d\u00e9couvrir les points saillants que nous avons compil\u00e9s \u00e0 partir de notre r\u00e9cent webinaire pour d\u00e9velopper ce guide destin\u00e9 aux op\u00e9rateurs de r\u00e9seaux mobiles.<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Syst\u00e8mes en boucle ouverte vs. syst\u00e8mes en boucle ferm\u00e9e<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Les syst\u00e8mes de paiement en boucle ferm\u00e9e offrent une solution compl\u00e9mentaire pour r\u00e9pondre aux limites des syst\u00e8mes en boucle ouverte. Contrairement aux syst\u00e8mes en boucle ouverte qui permettent des transactions sur un r\u00e9seau mondial, les syst\u00e8mes en boucle ferm\u00e9e limitent les transactions \u00e0 des commer\u00e7ants ou \u00e0 des \u00e9cosyst\u00e8mes sp\u00e9cifiques. Cela cr\u00e9e un environnement contr\u00f4l\u00e9 qui offre plusieurs avantages.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><b><i><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-8550 aligncenter\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM-300x171.png\" alt=\"\" width=\"573\" height=\"327\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM-300x171.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM-1024x584.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM-768x438.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM-18x10.png 18w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.29-AM.png 1508w\" sizes=\"auto, (max-width: 573px) 100vw, 573px\" \/><\/span><\/i><\/b><\/p>\n<p><b><i><span data-contrast=\"auto\">\u00ab VeryPay utilise une technologie bas\u00e9e sur une application qui s&#039;int\u00e8gre \u00e0 n&#039;importe quel portefeuille \u00e9lectronique et se superpose \u00e0 l&#039;infrastructure de monnaie mobile existante. Les clients peuvent associer des cartes de paiement sans contact ou des objets connect\u00e9s \u00e0 leurs portefeuilles \u00e9lectroniques, offrant ainsi de multiples options de paiement s\u00e9curis\u00e9 sans contact. \u00bb<\/span><\/i><\/b><b><span data-contrast=\"auto\"> \u2013 Seun<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"3\"><span data-contrast=\"none\">Cinq caract\u00e9ristiques et avantages cl\u00e9s des syst\u00e8mes CLP<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h2>\n<h3 style=\"padding-left: 40px;\"><b><span data-contrast=\"auto\">1. Structure<\/span><\/b><\/h3>\n<p style=\"padding-left: 40px;\"><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">Les syst\u00e8mes en boucle ferm\u00e9e impliquent g\u00e9n\u00e9ralement moins de parties, notamment le commer\u00e7ant et le client, par rapport aux syst\u00e8mes en boucle ouverte, qui incluent les clients, les commer\u00e7ants, les r\u00e9seaux de cartes et les banques.\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><span data-contrast=\"auto\">&#8220;<\/span><b><i><span data-contrast=\"auto\">La grande diff\u00e9rence avec les syst\u00e8mes en boucle ferm\u00e9e est que les transactions sont limit\u00e9es \u00e0 certains commer\u00e7ants ou \u00e9cosyst\u00e8mes. Cela donne aux commer\u00e7ants un meilleur contr\u00f4le et une meilleure int\u00e9gration dans leur environnement commercial,<\/span><\/i><\/b><b><span data-contrast=\"auto\">&quot; explique<\/span><\/b>\u00a0<b><span data-contrast=\"auto\">Geert Theys, directeur technique de SmartDev.<\/span><\/b><\/p>\n<h3 style=\"padding-left: 40px;\"><b><span data-contrast=\"auto\">2. Contr\u00f4le et propri\u00e9t\u00e9 renforc\u00e9s<\/span><\/b><\/h3>\n<p style=\"padding-left: 40px;\"><span data-contrast=\"auto\">Les syst\u00e8mes en boucle ferm\u00e9e permettent aux commer\u00e7ants de garder un contr\u00f4le total sur leurs processus de paiement. Cela peut conduire \u00e0 une meilleure gestion des donn\u00e9es et \u00e0 une meilleure connaissance des clients.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b><i><span data-contrast=\"auto\">\u00ab Les commer\u00e7ants conservent un contr\u00f4le total sur leurs syst\u00e8mes de paiement, ce qui peut conduire \u00e0 une meilleure gestion des donn\u00e9es et \u00e0 une meilleure connaissance des clients \u00bb, explique <\/span><\/i><\/b><b><span data-contrast=\"auto\">Seun Solanke, PDG de VeryPay.<\/span><\/b><\/p>\n<h3 style=\"padding-left: 40px;\"><b><span data-contrast=\"auto\">3. Rentabilit\u00e9<\/span><\/b><\/h3>\n<p style=\"padding-left: 40px;\"><span data-contrast=\"auto\">En \u00e9liminant les interm\u00e9diaires tels que les r\u00e9seaux de cartes et les processeurs de paiement, les syst\u00e8mes en boucle ferm\u00e9e peuvent r\u00e9duire consid\u00e9rablement les frais de transaction, rendant les paiements num\u00e9riques plus accessibles et abordables.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p style=\"padding-left: 40px;\"><b><i><span data-contrast=\"auto\">\u00ab En \u00e9liminant les interm\u00e9diaires tels que les r\u00e9seaux de cartes et les processeurs de paiement, les commer\u00e7ants peuvent r\u00e9duire consid\u00e9rablement les frais de traitement des paiements. \u00bb<\/span><\/i><\/b><span data-contrast=\"auto\"> &#8211; <\/span><b><span data-contrast=\"auto\">Seun<\/span><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3 style=\"padding-left: 40px;\"><b><span data-contrast=\"auto\">4. Am\u00e9lioration de la fid\u00e9lit\u00e9 des clients<\/span><\/b><\/h3>\n<p style=\"padding-left: 40px;\"><span data-contrast=\"auto\">Les syst\u00e8mes en boucle ferm\u00e9e facilitent la mise en \u0153uvre de programmes de fid\u00e9lit\u00e9, de cr\u00e9dits en magasin et de r\u00e9compenses, favorisant ainsi la fid\u00e9lit\u00e9 et la r\u00e9tention des clients.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3 style=\"padding-left: 40px;\"><b><span data-contrast=\"auto\">5. Analyse des donn\u00e9es<\/span><\/b><\/h3>\n<p style=\"padding-left: 40px;\"><span data-contrast=\"auto\">La conservation des donn\u00e9es de transaction dans le syst\u00e8me du commer\u00e7ant permet de meilleures analyses et de prendre des d\u00e9cisions commerciales \u00e9clair\u00e9es, ce qui peut conduire \u00e0 une am\u00e9lioration de la satisfaction des clients et \u00e0 la croissance de l&#039;entreprise.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Comment VeryPay met en \u0153uvre des syst\u00e8mes de paiement en boucle ferm\u00e9e<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8549\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM-300x171.png\" alt=\"\" width=\"574\" height=\"327\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM-300x171.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM-1024x584.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM-768x438.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM-18x10.png 18w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.17-AM.png 1508w\" sizes=\"auto, (max-width: 574px) 100vw, 574px\" \/><\/span><\/p>\n<p><span data-contrast=\"auto\">L&#039;approche innovante de VeryPay en mati\u00e8re de syst\u00e8mes de paiement en boucle ferm\u00e9e r\u00e9pond \u00e0 de nombreux d\u00e9fis auxquels sont confront\u00e9s les commer\u00e7ants en Afrique. En collaborant avec les op\u00e9rateurs de r\u00e9seaux mobiles (ORM), la solution de portefeuille compl\u00e9mentaire bas\u00e9e sur une application de VeryPay transforme le smartphone d&#039;un commer\u00e7ant en un appareil de paiement sans contact convivial.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Am\u00e9liorer l&#039;exp\u00e9rience client<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">\u00a0Les clients peuvent effectuer des transactions s\u00e9curis\u00e9es \u00e0 l&#039;aide de divers moyens de paiement, tels que des cartes physiques, des bracelets, des cartes virtuelles et des codes QR. Cette flexibilit\u00e9 am\u00e9liore l&#039;exp\u00e9rience utilisateur et favorise l&#039;inclusion financi\u00e8re.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Point de vue du commer\u00e7ant<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">\u00a0Les commer\u00e7ants peuvent t\u00e9l\u00e9charger une application qui se connecte \u00e0 leur portefeuille \u00e9lectronique, transformant ainsi leur smartphone compatible NFC en terminal de paiement mobile. Cette configuration r\u00e9duit le besoin de mat\u00e9riel co\u00fbteux et permet aux commer\u00e7ants d&#039;accepter plus facilement les paiements num\u00e9riques.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3><b><span data-contrast=\"auto\">Processus de mise en \u0153uvre<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">La mise en \u0153uvre du syst\u00e8me VeryPay est simple et peut \u00eatre r\u00e9alis\u00e9e en deux \u00e0 trois mois, selon la complexit\u00e9. Le processus commence g\u00e9n\u00e9ralement par un projet pilote, puis se poursuit par un d\u00e9ploiement sur le march\u00e9 et aboutit finalement \u00e0 un lancement complet.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">En savoir plus sur <\/span><a href=\"https:\/\/verypay.africa\/fr\/how-verypay-complements-a-visa-mastercard-payment-solution\/\"><span data-contrast=\"none\">comment VeryPay compl\u00e8te une solution Visa\/Mastercard<\/span><\/a><span data-contrast=\"auto\">.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Quelles industries peuvent b\u00e9n\u00e9ficier des syst\u00e8mes de paiement en boucle ferm\u00e9e\u00a0?<\/span><\/h2>\n<h3 aria-level=\"2\"><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\"><strong>1.<\/strong> <\/span><b style=\"font-size: 16px;\"><span data-contrast=\"auto\">\u00c9ducation<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Dans le secteur de l\u2019\u00e9ducation, les syst\u00e8mes de paiement en circuit ferm\u00e9 peuvent transformer la fa\u00e7on dont les \u00e9coles g\u00e8rent les transactions. Ces syst\u00e8mes facilitent les paiements sans esp\u00e8ces pour les frais de scolarit\u00e9, les repas et les fournitures, favorisant ainsi l\u2019\u00e9ducation financi\u00e8re des \u00e9tudiants.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Les \u00e9l\u00e8ves peuvent effectuer des paiements facilement \u00e0 l&#039;aide de cartes sans contact ou de bracelets portables, et les parents peuvent surveiller et contr\u00f4ler les d\u00e9penses gr\u00e2ce \u00e0 des enregistrements num\u00e9riques. Cela garantit non seulement la s\u00e9curit\u00e9 en r\u00e9duisant la n\u00e9cessit\u00e9 pour les \u00e9l\u00e8ves de transporter de l&#039;argent liquide, mais simplifie \u00e9galement les processus administratifs de l&#039;\u00e9cole.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><i><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8551\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM-300x171.png\" alt=\"\" width=\"460\" height=\"262\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM-300x171.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM-1024x584.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM-768x438.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM-18x10.png 18w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.05.45-AM.png 1508w\" sizes=\"auto, (max-width: 460px) 100vw, 460px\" \/><\/span><\/i><\/p>\n<p><i><span data-contrast=\"auto\">Exemple : \u00ab Imaginez une \u00e9cole o\u00f9 les \u00e9l\u00e8ves utilisent une simple carte \u00e0 emporter pour payer leur d\u00e9jeuner, leurs livres et d\u2019autres d\u00e9penses li\u00e9es \u00e0 l\u2019\u00e9cole. Cela permet non seulement d\u2019am\u00e9liorer la s\u00e9curit\u00e9, mais aussi d\u2019aider les parents \u00e0 suivre leurs finances et les \u00e9l\u00e8ves \u00e0 apprendre \u00e0 g\u00e9rer leur argent d\u00e8s leur plus jeune \u00e2ge. \u00bb<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><strong><i>En savoir plus sur l&#039;impact de VeryPay sur le syst\u00e8me \u00e9ducatif <\/i><i><a href=\"https:\/\/verypay.africa\/fr\/education\/\">ici<\/a>. <\/i><\/strong><\/p>\n<h3><b><span data-contrast=\"auto\">2.Transport<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Les syst\u00e8mes de paiement en circuit ferm\u00e9 simplifient les paiements dans les transports publics, rendant les d\u00e9placements plus s\u00fbrs et plus efficaces. Les passagers peuvent utiliser des cartes sans contact ou des portefeuilles mobiles pour payer les services de bus, de train ou de taxi, \u00e9liminant ainsi le besoin d&#039;argent liquide. Cela r\u00e9duit le risque de vol et acc\u00e9l\u00e8re le processus d&#039;embarquement, ce qui entra\u00eene moins de congestion et des services de transport plus fiables.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8555\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-300x200.jpg\" alt=\"\" width=\"480\" height=\"320\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-300x200.jpg 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-1024x683.jpg 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-768x512.jpg 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-1536x1024.jpg 1536w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-2048x1365.jpg 2048w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-18x12.jpg 18w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/2-Bus-Image-900x600.jpg 900w\" sizes=\"auto, (max-width: 480px) 100vw, 480px\" \/><\/span><\/i><\/p>\n<p><i><span data-contrast=\"auto\">Exemple : \u00ab Avec VeryPay, les passagers peuvent monter \u00e0 bord d\u2019un bus en utilisant simplement leur carte ou leur smartphone, ce qui garantit une transaction fluide et rapide. Cela am\u00e9liore l\u2019efficacit\u00e9 globale du syst\u00e8me de transport public et am\u00e9liore l\u2019exp\u00e9rience de d\u00e9placement. \u00bb<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><strong><i>En savoir plus sur l&#039;impact de VeryPay sur le secteur des transports <\/i><a href=\"https:\/\/verypay.africa\/fr\/verypay-for-transportation\/\"><i>ici.<\/i><\/a><i>\u00a0<\/i><\/strong><\/p>\n<h3><b><span data-contrast=\"auto\">3. Agroalimentaire<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Dans les zones rurales, les syst\u00e8mes de paiement en circuit ferm\u00e9 facilitent les transactions et la cr\u00e9ation de cr\u00e9dits pour les agriculteurs. Ces derniers peuvent utiliser des portefeuilles num\u00e9riques pour acheter des semences, des engrais et d\u2019autres fournitures et pour recevoir des paiements pour leurs produits. Les relev\u00e9s de transactions num\u00e9riques aident les agriculteurs \u00e0 \u00e9tablir des ant\u00e9c\u00e9dents de cr\u00e9dit, ce qui leur permet d\u2019acc\u00e9der plus facilement aux pr\u00eats et autres services financiers essentiels \u00e0 leur croissance et \u00e0 leur durabilit\u00e9.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8552\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM-300x184.png\" alt=\"\" width=\"497\" height=\"305\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM-300x184.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM-1024x628.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM-768x471.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM-18x12.png 18w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.02-AM.png 1396w\" sizes=\"auto, (max-width: 497px) 100vw, 497px\" \/><\/span><\/i><\/p>\n<p><i><span data-contrast=\"auto\">E<\/span><\/i><i><span data-contrast=\"auto\">Exemple\u00a0: \u00ab\u00a0En utilisant le portefeuille num\u00e9rique de VeryPay, les agriculteurs peuvent effectuer des achats et recevoir des paiements en toute s\u00e9curit\u00e9. Les relev\u00e9s de transactions les aident \u00e9galement \u00e0 \u00e9tablir un historique de cr\u00e9dit, ce qui est essentiel pour acc\u00e9der \u00e0 un soutien financier et d\u00e9velopper leur activit\u00e9.\u00a0\u00bb<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><strong><i>En savoir plus sur l&#039;impact de VeryPay sur l&#039;agroalimentaire <\/i><a href=\"https:\/\/verypay.africa\/fr\/verypay-for-agribusiness\/\"><i>ici.<\/i><\/a><\/strong><\/p>\n<h3><b><span data-contrast=\"auto\">4. Vente au d\u00e9tail<\/span><\/b><\/h3>\n<p><span data-contrast=\"auto\">Les syst\u00e8mes de paiement en boucle ferm\u00e9e am\u00e9liorent l&#039;exp\u00e9rience d&#039;achat en rendant les paiements rapides, s\u00e9curis\u00e9s et pratiques. Les d\u00e9taillants peuvent accepter les paiements par cartes sans contact, smartphones ou codes QR, ce qui r\u00e9duit les d\u00e9lais de transaction et am\u00e9liore la satisfaction des clients. De plus, les enregistrements de paiement num\u00e9riques aident les d\u00e9taillants \u00e0 g\u00e9rer les stocks, \u00e0 suivre les ventes et \u00e0 mieux comprendre les clients, ce qui peut conduire \u00e0 de meilleures d\u00e9cisions commerciales.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><i><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8553\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM.png\" alt=\"\" width=\"558\" height=\"366\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM.png 1062w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM-300x197.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM-1024x671.png 1024w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM-768x503.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.14-AM-18x12.png 18w\" sizes=\"auto, (max-width: 558px) 100vw, 558px\" \/><\/span><\/i><\/p>\n<p><i><span data-contrast=\"auto\">Exemple : \u00ab Les commer\u00e7ants des march\u00e9s tr\u00e8s fr\u00e9quent\u00e9s peuvent accepter les paiements par simple contact avec la carte ou le t\u00e9l\u00e9phone d&#039;un client, ce qui simplifie le processus de paiement et am\u00e9liore la satisfaction client. Les enregistrements num\u00e9riques fournissent \u00e9galement des informations pr\u00e9cieuses sur les tendances de vente et les pr\u00e9f\u00e9rences des clients. \u00bb<\/span><\/i><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><b><i><span data-contrast=\"auto\">\u00ab La mission de VeryPay est de d\u00e9mocratiser l\u2019acc\u00e8s aux services financiers en Afrique en proposant des moyens de paiement num\u00e9riques pratiques et s\u00e9curis\u00e9s. Cela contribue \u00e0 favoriser l\u2019inclusion financi\u00e8re et \u00e0 am\u00e9liorer la vie des personnes dans l\u2019\u00e9cosyst\u00e8me en g\u00e9n\u00e9ral. \u00bb<\/span><\/i><\/b><i><span data-contrast=\"auto\"> &#8211;<\/span><\/i><b><i><span data-contrast=\"auto\"> Sean<\/span><\/i><\/b><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h2><span data-contrast=\"none\">Consid\u00e9rations relatives \u00e0 la conformit\u00e9 et \u00e0 la r\u00e9glementation<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h2>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Naviguer dans le labyrinthe r\u00e9glementaire<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Il est essentiel de garantir la conformit\u00e9 aux r\u00e9glementations financi\u00e8res en vigueur. VeryPay r\u00e9pond \u00e0 ces exigences en adh\u00e9rant \u00e0 des normes strictes telles que PCI DSS et en mettant en \u0153uvre des pratiques de codage s\u00e9curis\u00e9es.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><strong><i>\u00ab Chaque pays a des r\u00e9glementations et des exigences de conformit\u00e9 diff\u00e9rentes en mati\u00e8re de gestion d&#039;argent. Il est essentiel de v\u00e9rifier les licences dont vous avez besoin pour les transactions financi\u00e8res que vous envisagez et de garantir le respect permanent des normes r\u00e9glementaires. \u00bb \u2013 Geert<\/i>\u00a0<\/strong><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Garantir la confiance gr\u00e2ce aux normes<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">L&#039;engagement de VeryPay en mati\u00e8re de conformit\u00e9 garantit que toutes les transactions r\u00e9pondent aux normes de s\u00e9curit\u00e9 les plus \u00e9lev\u00e9es. Cela permet non seulement de prot\u00e9ger les utilisateurs, mais aussi de renforcer la confiance avec les organismes de r\u00e9glementation et les partenaires.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Assurer la conformit\u00e9 \u00e0 l\u2019\u00e9chelle mondiale, un pays \u00e0 la fois<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Avec des op\u00e9rations dans plusieurs pays, VeryPay comprend l&#039;importance de r\u00e9pondre aux exigences r\u00e9glementaires locales. Notre \u00e9quipe travaille sans rel\u00e2che pour garantir que nos syst\u00e8mes sont conformes aux r\u00e9glementations financi\u00e8res de chaque pays dans lequel nous op\u00e9rons.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">L\u2019\u00e9pine dorsale de la s\u00e9curit\u00e9 financi\u00e8re<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Le respect des normes de conformit\u00e9 telles que la norme PCI DSS n&#039;est pas seulement une exigence, c&#039;est l&#039;\u00e9pine dorsale de notre strat\u00e9gie de s\u00e9curit\u00e9 financi\u00e8re. En maintenant ces normes \u00e9lev\u00e9es, nous prot\u00e9geons les donn\u00e9es financi\u00e8res sensibles et offrons une tranquillit\u00e9 d&#039;esprit \u00e0 nos utilisateurs.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Apprenez-en plus sur la fa\u00e7on dont VeryPay garantit la <\/span><a href=\"https:\/\/verypay.africa\/fr\/how-verypay-ensures-the-highest-levels-of-security-in-its-closed-loop-payment-system\/\"><span data-contrast=\"none\">les plus hauts niveaux de s\u00e9curit\u00e9<\/span><\/a><span data-contrast=\"auto\"> dans son CLP.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"3\"><span data-contrast=\"none\">Conformit\u00e9 continue : s&#039;adapter aux changements r\u00e9glementaires<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h3>\n<p><span data-contrast=\"auto\">Le paysage r\u00e9glementaire est en constante \u00e9volution. VeryPay garde une longueur d&#039;avance en surveillant en permanence les changements de la r\u00e9glementation financi\u00e8re et en mettant \u00e0 jour nos syst\u00e8mes en cons\u00e9quence. Cette approche proactive nous permet de rester conformes et s\u00e9curis\u00e9s, quelle que soit l&#039;\u00e9volution des r\u00e8gles.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">Adopter l\u2019avenir des syst\u00e8mes de paiement en boucle ferm\u00e9e<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:160,&quot;335559739&quot;:80,&quot;335559740&quot;:279}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Alors que les syst\u00e8mes de paiement en circuit ferm\u00e9 continuent de s\u2019\u00e9tendre \u00e0 de nouveaux secteurs et sont de plus en plus adopt\u00e9s par les commer\u00e7ants, ils ont le potentiel d\u2019am\u00e9liorer consid\u00e9rablement l\u2019inclusion financi\u00e8re en fournissant des services financiers accessibles aux populations mal desservies. L\u2019int\u00e9gration de technologies avanc\u00e9es telles que la blockchain et l\u2019IoT renforcera la s\u00e9curit\u00e9 et la fonctionnalit\u00e9, garantissant des transactions plus s\u00fbres. <\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Avec l\u2019essor des paiements sans contact et des portefeuilles mobiles, ces syst\u00e8mes offrent une commodit\u00e9 in\u00e9gal\u00e9e, s\u2019alignant sur l\u2019\u00e9volution des comportements des consommateurs f\u00e9rus de technologie qui exigent des options de paiement rapides et s\u00e9curis\u00e9es.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-8554\" src=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.34-AM.png\" alt=\"\" width=\"532\" height=\"516\" srcset=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.34-AM.png 990w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.34-AM-300x291.png 300w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.34-AM-768x745.png 768w, https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/Screen-Shot-2024-08-12-at-10.06.34-AM-12x12.png 12w\" sizes=\"auto, (max-width: 532px) 100vw, 532px\" \/><\/span><\/p>\n<p><span data-contrast=\"auto\">VeryPay est \u00e0 l\u2019avant-garde de ces tendances et stimule la croissance \u00e9conomique en Afrique en cr\u00e9ant des solutions adapt\u00e9es aux besoins locaux. En nous adaptant en permanence aux changements r\u00e9glementaires, en exploitant l\u2019analyse des donn\u00e9es pour mieux comprendre les clients et en nous concentrant sur l\u2019am\u00e9lioration de l\u2019exp\u00e9rience utilisateur, nous nous engageons \u00e0 ouvrir la voie \u00e0 la construction d\u2019un \u00e9cosyst\u00e8me financier s\u00e9curis\u00e9, efficace et inclusif qui r\u00e9pond aux demandes futures.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559685&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">VeryPay a \u00e9t\u00e9 con\u00e7u pour am\u00e9liorer l&#039;\u00e9cosyst\u00e8me de l&#039;argent mobile en fournissant une solution de paiement en boucle ferm\u00e9e flexible, s\u00e9curis\u00e9e et rentable. Il favorise l&#039;inclusion financi\u00e8re, am\u00e9liore les exp\u00e9riences de paiement et offre un processus d&#039;int\u00e9gration transparent.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;201341983&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240,&quot;335559740&quot;:279}\">\u00a0<\/span><\/p>\n<p><span style=\"font-size: 14pt;\">Pour plus d&#039;informations, contactez notre \u00e9quipe au <a href=\"https:\/\/calendly.com\/verypay\">r\u00e9server un appel d\u00e9couverte<\/a> o\u00f9 nous pouvons r\u00e9pondre aux besoins sp\u00e9cifiques de votre organisation.\u00a0<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Les limites des syst\u00e8mes en boucle ouverte : pourquoi le changement est n\u00e9cessaire Dans le paysage actuel de l\u2019argent mobile,\u2026<\/p>","protected":false},"author":14,"featured_media":8556,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[29,30,31],"tags":[],"class_list":["post-8545","post","type-post","status-publish","format-standard","has-post-thumbnail","category-blog-post","category-industry-insights","category-product-featured"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay<\/title>\n<meta name=\"description\" content=\"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/verypay.africa\/fr\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay\" \/>\n<meta property=\"og:description\" content=\"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/verypay.africa\/fr\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/\" \/>\n<meta property=\"og:site_name\" content=\"verypay.africa\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-12T02:52:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-09-17T19:05:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1650\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"adim Isiakpona\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"adim Isiakpona\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/\"},\"author\":{\"name\":\"adim Isiakpona\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/#\\\/schema\\\/person\\\/51606144da66511b6966598dd8d9d869\"},\"headline\":\"The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay\",\"datePublished\":\"2024-08-12T02:52:29+00:00\",\"dateModified\":\"2024-09-17T19:05:24+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/\"},\"wordCount\":1539,\"publisher\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/1-Blog-Cover-1.png\",\"articleSection\":[\"Blog Post\",\"Industry Insights\",\"Product Featured\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/\",\"url\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/\",\"name\":\"VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/1-Blog-Cover-1.png\",\"datePublished\":\"2024-08-12T02:52:29+00:00\",\"dateModified\":\"2024-09-17T19:05:24+00:00\",\"description\":\"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#primaryimage\",\"url\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/1-Blog-Cover-1.png\",\"contentUrl\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/1-Blog-Cover-1.png\",\"width\":1650,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/verypay.africa\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/#website\",\"url\":\"https:\\\/\\\/verypay.africa\\\/\",\"name\":\"verypay.africa\",\"description\":\"VeryPay Mobile Money Technology Solutions\",\"publisher\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/verypay.africa\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/#organization\",\"name\":\"VeryPay\",\"url\":\"https:\\\/\\\/verypay.africa\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/verypay-new-2025.svg\",\"contentUrl\":\"https:\\\/\\\/verypay.africa\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/verypay-new-2025.svg\",\"width\":\"1024\",\"height\":\"1024\",\"caption\":\"VeryPay\"},\"image\":{\"@id\":\"https:\\\/\\\/verypay.africa\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/verypay.africa\\\/#\\\/schema\\\/person\\\/51606144da66511b6966598dd8d9d869\",\"name\":\"adim Isiakpona\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g\",\"caption\":\"adim Isiakpona\"},\"url\":\"https:\\\/\\\/verypay.africa\\\/fr\\\/author\\\/adim-isiakpona\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay","description":"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/verypay.africa\/fr\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/","og_locale":"fr_FR","og_type":"article","og_title":"VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay","og_description":"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.","og_url":"https:\/\/verypay.africa\/fr\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/","og_site_name":"verypay.africa","article_published_time":"2024-08-12T02:52:29+00:00","article_modified_time":"2024-09-17T19:05:24+00:00","og_image":[{"width":1650,"height":800,"url":"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png","type":"image\/png"}],"author":"adim Isiakpona","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"adim Isiakpona","Dur\u00e9e de lecture estim\u00e9e":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#article","isPartOf":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/"},"author":{"name":"adim Isiakpona","@id":"https:\/\/verypay.africa\/#\/schema\/person\/51606144da66511b6966598dd8d9d869"},"headline":"The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay","datePublished":"2024-08-12T02:52:29+00:00","dateModified":"2024-09-17T19:05:24+00:00","mainEntityOfPage":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/"},"wordCount":1539,"publisher":{"@id":"https:\/\/verypay.africa\/#organization"},"image":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#primaryimage"},"thumbnailUrl":"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png","articleSection":["Blog Post","Industry Insights","Product Featured"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/","url":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/","name":"VeryPay Mobile Money Technology Solutions - The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay","isPartOf":{"@id":"https:\/\/verypay.africa\/#website"},"primaryImageOfPage":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#primaryimage"},"image":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#primaryimage"},"thumbnailUrl":"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png","datePublished":"2024-08-12T02:52:29+00:00","dateModified":"2024-09-17T19:05:24+00:00","description":"Explore how closed-loop payment systems are the future for mobile network operators and how VeryPay can be your trusted partner.","breadcrumb":{"@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#primaryimage","url":"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png","contentUrl":"https:\/\/verypay.africa\/wp-content\/uploads\/2024\/08\/1-Blog-Cover-1.png","width":1650,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/verypay.africa\/the-mobile-network-operators-guide-to-closed-loop-payment-systems-with-verypay\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/verypay.africa\/"},{"@type":"ListItem","position":2,"name":"The Mobile Network Operator\u2019s Guide to Closed-Loop Payment Systems with VeryPay"}]},{"@type":"WebSite","@id":"https:\/\/verypay.africa\/#website","url":"https:\/\/verypay.africa\/","name":"verypay.africa","description":"VeryPay Mobile Money Technology Solutions","publisher":{"@id":"https:\/\/verypay.africa\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/verypay.africa\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/verypay.africa\/#organization","name":"Tr\u00e8s Payer","url":"https:\/\/verypay.africa\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/verypay.africa\/#\/schema\/logo\/image\/","url":"https:\/\/verypay.africa\/wp-content\/uploads\/2025\/11\/verypay-new-2025.svg","contentUrl":"https:\/\/verypay.africa\/wp-content\/uploads\/2025\/11\/verypay-new-2025.svg","width":"1024","height":"1024","caption":"VeryPay"},"image":{"@id":"https:\/\/verypay.africa\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/verypay.africa\/#\/schema\/person\/51606144da66511b6966598dd8d9d869","name":"Adim Isiakpona","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/eca9d7a89a180bae15f3e1eb251152c231ea4745f9039facbe3e6928c57f63c4?s=96&d=mm&r=g","caption":"adim Isiakpona"},"url":"https:\/\/verypay.africa\/fr\/author\/adim-isiakpona\/"}]}},"_links":{"self":[{"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/posts\/8545","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/comments?post=8545"}],"version-history":[{"count":0,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/posts\/8545\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/media\/8556"}],"wp:attachment":[{"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/media?parent=8545"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/categories?post=8545"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/verypay.africa\/fr\/wp-json\/wp\/v2\/tags?post=8545"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}